Licensed by Rwanda Finance Authority

Business Loan

Grow your business with flexible financing. Working capital, equipment, or expansion funding.

About This Loan

Grow your business with flexible financing. Working capital, equipment, or expansion funding.

Eligibility Requirements

Must be a Rwandan citizen or resident
Minimum age of 18 years
Valid national ID or passport
Proof of regular income
Active bank account
No existing overdue loans
Good credit history
Stable employment or business

Required Documents

Valid ID (National ID or Passport)
Proof of Income (Payslips or Business Registration)
Bank Statements (Last 3-6 months)
Proof of Residence

Fees & Charges

Fee Type Amount Notes
Interest Rate 8.00% per month Fixed rate
Processing Fee 2.00% One-time
Late Payment Fee 5% Per overdue installment
Early Settlement FREE No penalty

Repayment Example

For a loan of RWF 500,000 over 6 months at 8.00% monthly interest:

Principal Amount RWF 500,000
Total Interest RWF 240,000
Processing Fee RWF 10,000
Total Repayable RWF 750,000
Monthly Installment RWF 123,333

Frequently Asked Questions

Most applications are reviewed and approved within 24 hours. Once approved, funds are typically disbursed within 1-2 business days.
Yes! You can pay off your loan at any time without prepayment penalties. Simply log into your portal or contact our support team for your settlement amount.
If you miss a payment, a late fee may apply and your account will be marked as overdue. Please contact us immediately if you're having difficulty making payments so we can help.

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Need Help?

Our team is available to answer any questions about this product.

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